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AI-Enhanced Romance Scams are Stealing Hearts and Bank Accounts
Be cautious not to "swipe right" into a scam as Valentine's Day approaches. Researchers at Tenable®, Inc., the exposure management company, warn that romance scams continue to be the biggest consumer threat today. In fact, 39% of Indians' love interests turned out to be scammers. Romance scams are
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Romance scams - now AI powered - are on the rise
Image: Getty Images For many years, scammers have been exploiting dating apps and messaging platforms to target victims looking for companionship. Romance scams affect people of all ages and backgrounds, but older individuals, former military personnel and those seeking financial arrangements are
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Don't be duped by AI cupid: Stay alert for romance scams this Valentine's
This content is contributed or sourced from third parties but has been subject to Finextra editorial review. While Valentine's Day is a happy holiday for many, it also marks the day when the lonely are at their lowest. Just as it is destined to be full of red roses, heart-shaped candy, and cheesy
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Scammers using AI to dupe the lonely looking for love
San Francisco (AFP) - Meta on Wednesday warned internet users to be wary of online acquaintances promising romance but seeking cash as scammers use deep fakes to prey on those looking for love. "This is a new tool in the toolkit of scammers," Meta global threat disruption policy director David
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Meta warns users not to fall for romance scammers posing as celebrities or military
The company has already taken down 116,000 accounts associated with the scams in 2025. Think you might have met someone "attractive, single and successful" on Facebook or Instagram? You might want to think again, Meta says. Ahead of Valentine's Day, the company is once again warning users not to
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As Valentine's Day approaches, AI-enhanced romance scams are on the rise, posing a significant threat to online daters and lonely individuals. Scammers are leveraging advanced technologies to create more convincing personas and messages, leading to substantial financial losses for victims worldwide.

As Valentine's Day approaches, cybersecurity experts are warning of a surge in AI-powered romance scams. These sophisticated schemes are stealing hearts and bank accounts, with scammers leveraging generative AI to craft more convincing and emotionally compelling messages
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.Satnam Narang, senior staff research engineer at Tenable, explains, "Many of these scammers operate from overseas and don't speak fluent English. AI helps them craft sophisticated, emotionally compelling messages that make their scams more believable and harder to detect"
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.Romance scams are not limited to any particular region. In India, there has been a 400% increase in romance-related spam and email scams, with 39% of Indians' love interests turning out to be scammers
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. Meta reported taking down more than 408,000 accounts from West African countries in 2024, which were being used to pose as military personnel or businessmen to romance people in Australia, Britain, Europe, and the United States4
.While romance scams affect people of all ages and backgrounds, certain groups are particularly vulnerable:
Scammers employ various tactics, including:
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The most dangerous form of romance scam today is 'romance baiting,' previously known as 'pig butchering.' In these long-term cons, scammers establish fake relationships to build trust before convincing their victims to invest in bogus cryptocurrency or stock platforms
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.Scammers are now leveraging generative AI to refine their messages and create more convincing personas. Rachel Tobac, CEO of SocialProof Security, notes, "They can also use these deep fake bots that allow you to build a persona or place phone calls using a voice clone and a human actually doesn't even need to be involved"
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The financial impact of these scams is significant. In the UK alone, romance fraud has cost victims £400 million in the last five years
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. Recovering stolen funds is notoriously difficult, particularly when cryptocurrency is involved. To make matters worse, some scammers pose as recovery agents, promising to retrieve lost funds for a fee2
.Meta and other platforms are taking steps to combat these scams. Meta has removed over 116,000 accounts and pages linked to romance scams in 2025 alone
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. The company is also testing facial recognition technology to check potential online imposters4
.Experts advise users to be skeptical of online acquaintances asking for money. Chris Ainsley, head of fraud risk management at Santander, emphasizes the importance of specialized teams like their "Breaking the Spell" unit, which has prevented fraud up to £17 million since 2021
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.As AI continues to evolve, staying vigilant and educated about these scams becomes increasingly crucial for online safety, especially during emotionally vulnerable times like Valentine's Day.
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