Visa and Mastercard Unveil AI-Powered Shopping, Revolutionizing E-Commerce
31 Sources
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Visa and Mastercard unveil AI-powered shopping | TechCrunch
Artificial intelligence is not just infiltrating the startup world. Now, credit card giants Visa and Mastercard are getting into the AI game. Visa announced on Wednesday "Intelligent Commerce," which it says enables AI "to find and buy." AI agents will be able to shop and make purchases on behalf
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Ready for AI-enhanced credit cards? Here's Visa's vision of automated shopping
Imagine AI agents finding and ordering products for you. With this latest Visa announcement, that future just got a little closer. AI has transformed everyday tasks such as writing, coding -- even shopping. Now, Visa is introducing an initiative to prepare its payment network for a new era of
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Visa preps AI-ready credit cards for automated shopping transactions
Imagine AI agents finding and ordering products for you. With today's Visa announcement, that future just got a little closer. AI has transformed everyday tasks such as writing, coding -- even shopping. Now, Visa is introducing an initiative to prepare its payment network for a new era of agentic
[4]
Visa CEO Says AI Shopping to Push Advertising, Payments to Adapt
Visa Inc. Chief Executive Officer Ryan McInerney said advertising will be forced to evolve as shoppers turn to artificial intelligence agents to help them browse products and make purchases. The payments company is enabling AI agents to do just that -- cutting down the time and energy consumers
[5]
Visa partners with AI giants to streamline online shopping
April 30 (Reuters) - Visa (V.N), opens new tab is partnering with tech heavyweights, including Microsoft (MSFT.O), opens new tab and OpenAI, to roll out a new platform that lets users delegate their online shopping tasks to AI agents. While users will set spending limits, the AI agents will do the
[6]
Visa wants to give artificial intelligence 'agents' your credit card
Artificial intelligence "agents" are supposed to be more than chatbots. The tech industry has spent months pitching AI personal assistants that know what you want and can do real work on your behalf. So far, they're not doing much. Visa hopes to change that by giving them your credit card. Set a
[7]
Visa is piloting AI agents with payment systems for autonomous shopping
Forward-looking: Visa plans to allow AI agents to conduct financial transactions on behalf of consumers, a move that could streamline and automate everyday purchases. The company is currently running pilot programs that connect its payment network to AI platforms developed by firms such as
[8]
Robot shoppers? Visa's new AI could soon swipe your card and maybe your sanity
US scientists debut atomic clock that stays true for 100 million years straight With artificial intelligence slowly leaving its footprint across all industries, credit card giant Visa is already taking steps towards embracing this revolution. On Wednesday, the American credit card giant announced
[9]
No more window switching: Mastercard's Agent Pay transforms how enterprises use AI search
Join our daily and weekly newsletters for the latest updates and exclusive content on industry-leading AI coverage. Learn More One criticism of computer use platforms and other search agents is that you cannot complete any transactions within the same window if you use them to find a product or a
[10]
OpenAI and Visa prep for AI-powered shopping
Why it matters: Shopping has fueled every internet boom from the dot-com to mobile to social. Driving the news: Visa on Wednesday announced a push to embed its payment network into AI systems, including chatbots and agents. How it works: Visa demoed the ability to enter a credit or debit card
[11]
Visa launches 'Intelligent Commerce' platform, letting AI agents swipe your card -- safely, it says
Join our daily and weekly newsletters for the latest updates and exclusive content on industry-leading AI coverage. Learn More Visa has launched a new platform designed to let artificial intelligence agents purchase products on behalf of users, effectively giving AI access to people's credit cards
[12]
Visa wants to give artificial intelligence 'agents' your credit card
Artificial intelligence "agents" are supposed to be more than chatbots. The tech industry has spent months pitching AI personal assistants that know what you want and can do real work on your behalf. So far, they're not doing much. Visa hopes to change that by giving them your credit card. Set a
[13]
Visa Announces Plans to Give AI Agents Your Credit Card Information
Visa -- yes, the multinational credit card titan -- is wading into the world of AI agents. On Wednesday, the finance monolith announced it would be teaming up with some of the AI industry's leading developers to connect its vast payments network to their AI systems. The end game? Letting an
[14]
Visa wants to give artificial intelligence 'agents' your credit card
Visa is collaborating with AI firms like Anthropic, Microsoft, and OpenAI so that consumers will be able to outsource spending to AI agents. Visa announced on Wednesday that it is partnering with a group of leading AI chatbot developers to connect their systems to Visa's payments network. The aim
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Visa's new tech lets AI shop -- and pay -- for you
Are you ready to hand over your wallet to AI and let it do your shopping for you? Maybe not -- but the technology to do it is hitting the market. On Wednesday, Visa announced Visa Intelligent Commerce, which effectively allows AI agents to find and buy goods or services on behalf of consumers.
[16]
Visa wants to give artificial intelligence 'agents' your credit card
Artificial intelligence "agents" are supposed to be more than chatbots. The tech industry has spent months pitching AI personal assistants that know what you want and can do real work on your behalf. So far, they're not doing much. Visa hopes to change that by giving them your credit card. Set a
[17]
Visa wants to give artificial intelligence 'agents' your credit card
Artificial intelligence "agents" are supposed to be more than chatbots. The tech industry has spent months pitching AI personal assistants that know what you want and can do real work on your behalf. So far, they're not doing much. Visa hopes to change that by giving them your credit card. Set a
[18]
Visa Wants to Give Artificial Intelligence 'Agents' Your Credit Card
Artificial intelligence "agents" are supposed to be more than chatbots. The tech industry has spent months pitching AI personal assistants that know what you want and can do real work on your behalf. So far, they're not doing much. Visa hopes to change that by giving them your credit card. Set a
[19]
Visa Wants to Give Your Credit Card to AI 'Agents'
Featured Video The Man Behind the Wheel of Driverless Trucks Visa announced Wednesday it is partnering with a group of leading AI chatbot developers -- among them U.S. companies Anthropic, Microsoft, OpenAI and Perplexity, and France's Mistral -- to connect their AI systems to Visa's payments
[20]
Mastercard and PayPal make agentic commerce plays
This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. The payments giant is working with Microsoft to integrate AI technologies, including Microsoft Azure OpenAI Service and Microsoft Copilot Studio, with its own
[21]
Visa partners with AI giants to streamline online shopping
While users will set spending limits, the AI agents will do the rest - searching for products, booking vacations or ordering groceries, the payments processor said on Wednesday.Visa is partnering with tech heavyweights, including Microsoft and OpenAI, to roll out a new platform that lets users
[22]
Visa unveils agentic commerce and stablecoin plays
This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. At its global product drop this week, the firm has launched Visa Intelligent Commerce, its technology for enabling AI to find and buy. The likes of Anthropic,
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When Chatbots Replace Search Bars, Who Wins at Checkout? | PYMNTS.com
Perplexity started it in November of 2024 with Buy with Pro. Then Open AI with ChatGPT followed in April 2025. These two large language models (LLMs) are rapidly evolving from friendly chatbots that could write a great prospect email or blog post into helpful AI shopping assistants capable of
[24]
Visa, Mastercard, PayPal Fuel Agentic AI Commerce Boom | PYMNTS.com
This week, all three announced they were deploying agentic commerce, a fast-emerging trend in which AI agents not only assist consumers with shopping but also complete transactions on their behalf. "These technologies have the potential to radically transform commerce, to radically transform how
[25]
This Week in AI: Visa, Mastercard and PayPal Go All in on Agentic Commerce | PYMNTS.com
This week brings fresh news on the digital payments front, with Visa, Mastercard and PayPal unveiling their agentic commerce programs. Their moves represent a significant shift to the payments landscape, fueled by agentic artificial intelligence (AI) systems that can pay on behalf of
[26]
Mastercard Debuts Agent Pay to Promote 'Agentic Commerce Future' | PYMNTS.com
Mastercard has launched Agent Pay, its agentic artificial intelligence (AI)-driven payments program. The new offering, announced Tuesday (April 29), introduces Mastercard's Agentic Tokens, which the company said builds upon tokenization capabilities that power global commerce solutions like mobile
[27]
Visa Powers AI Shopping Agents With 'Intelligent Commerce' Payment Rails | PYMNTS.com
Visa Intelligent Commerce is designed to transform online shopping by creating a seamless, personalized and frictionless experience that moves from search and discovery directly to purchase. Visa wants the next wave of agentic artificial intelligence (AI) to do more than curate a dream vacation or
[28]
Visa and Mastercard Will Let AI Shopping Bots Spend Your Money for You
Visa Intelligent Commerce and Mastercard Agent Pay will let AI agents initiate payments on behalf of consumers. | Credit: Spencer Platt / Getty Images. Visa and Mastercard this week unveiled new technology platforms that will enable AI agents to make payments. Visa Intelligent Commerce and
[29]
AI Agents to Make Payments: Visa and Mastercard Lead Shift
AI agents can now pay on behalf of users, with Visa and Mastercard rolling out systems that let AI assistants browse, choose, and make purchases using secure tokenized credentials. Mastercard calls its platform Agent Pay, while Visa has launched Intelligent Commerce, both part of a global shift
[30]
Mastercard introduces Agent Pay, a novel agentic payments technology By Investing.com
Investing.com -- Mastercard (NYSE:MA) has unveiled its Agentic Payments Program, Mastercard Agent Pay, which integrates with agentic AI to revolutionize commerce. The new program aims to provide smarter, more secure, and personalized payment experiences to consumers, merchants, and
[31]
The Future is Here: Visa Announces New Era of Commerce Featuring AI
Global leader brings its trusted brand and powerful network to enable payments with new technologies Launches new innovations and partnerships to drive flexibility, security and acceptance The future of commerce is on display at the Visa Global Product Drop with powerful AI-enabled advancements
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Visa and Mastercard introduce AI-powered shopping initiatives, allowing AI agents to make purchases on behalf of consumers. This move signals a significant shift in e-commerce and digital payments.
Visa and Mastercard Introduce AI-Powered Shopping
In a groundbreaking move, credit card giants Visa and Mastercard have unveiled new initiatives that integrate artificial intelligence into the online shopping experience. These developments promise to revolutionize e-commerce by allowing AI agents to make purchases on behalf of consumers
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.Visa's Intelligent Commerce
Visa announced "Intelligent Commerce," a program that enables AI "to find and buy" on behalf of consumers. This initiative opens Visa's payment network to developers and engineers building agentic AI shopping experiences
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.Key features of Visa Intelligent Commerce include:
- AI-ready credit cards with tokenized digital credentials
- AI-powered personalization sharing basic spend insights (with user consent)
- AI payments allowing agents to make transactions within user-set guidelines
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Jack Forestell, Visa's Chief Product and Strategy Officer, stated, "Soon people will have AI agents browse, select, purchase, and manage on their behalf. These agents will need to be trusted with payments, not only by users, but by banks and sellers as well"
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.Mastercard's Agent Pay
Not to be outdone, Mastercard introduced "Agent Pay," which will integrate payments into tailored recommendations and insights provided on conversational platforms
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. This offering aims to enhance generative AI conversations for both individuals and businesses.Mastercard illustrated the potential of Agent Pay with an example: "For a soon-to-be-30-year-old planning her milestone birthday party, she can now chat with an AI agent to proactively curate a selection of outfits and accessories from local boutiques and online retailers based on her style, the venue's ambience, and weather forecasts"
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.Collaborations and Industry Impact
Both Visa and Mastercard are collaborating with tech giants and startups to develop these AI-powered shopping experiences. Visa's partners include Anthropic, IBM, Microsoft, Mistral AI, OpenAI, Perplexity, Samsung, and Stripe
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. Mastercard is working with Microsoft, IBM, Braintree, and Checkout.com1
.Ryan McInerney, Visa's CEO, noted that this shift towards AI shopping will force advertising to evolve
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. The new platform aims to reduce the time and energy consumers spend on finding and paying for products online4
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.Related Stories
Broader Industry Trends
This move by Visa and Mastercard aligns with a growing trend in AI-powered shopping. Companies like Amazon, Google, and OpenAI have already showcased similar agents that can assist users in making purchases
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. The Boston Consulting Group projects that the market for AI agents could grow at an average annual rate of 45% from 2024 to 20305
.Potential Benefits and Considerations
The introduction of AI-powered shopping could lead to:
- Reduced friction in online transactions
- More personalized shopping experiences
- Increased efficiency in finding and purchasing products
However, this development also raises questions about data privacy, consumer protection, and the potential impact on traditional advertising and retail models
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.As AI continues to reshape the e-commerce landscape, Visa and Mastercard's latest initiatives mark a significant step towards a future where AI agents play a central role in consumer purchasing decisions.
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