Ant International Partners with Visa and Mastercard to Build Trust Framework for AI Payments
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Ant International partners with Visa, Mastercard on developing AI payments
* Chinese fintech firm Ant International is partnering with Visa and Mastercard on standards for AI-agent payments. * The companies expect AI agents to handle $3 trillion to $5 trillion in consumer commerce by 2030. * The collaboration focuses on verifying AI agents, monitoring their behaviour
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Visa and Mastercard join Ant on a Know-Your-Agent framework
Ant International, Mastercard and Visa have begun work on a shared Know-Your-Agent framework for AI agents that shop on users' behalf. It would link each agent to a validated operator and cut duplicate identity checks across card and wallet networks. The work runs through a Singapore regulator's
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Ant International, Visa and Mastercard to develop 'Know-Your-Agent' framework
Ant International, Mastercard, and Visa have begun collaboration on a Know-Your-Agent (KYA) interoperability framework, designed to help card networks, digital wallet ecosystems, agent platforms and marketplaces streamline agent onboarding and identification across networks. 0 Be the first to
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Visa and Mastercard Team With Ant on Know Your Agent Framework | PYMNTS.com
The effort is designed to help card networks, digital wallet ecosystems, agent platforms and marketplaces streamline artificial intelligence agent onboarding and identification across networks, per the release. "AI agents are evolving from making recommendations to completing purchases on behalf
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Ant International teams up with Visa and Mastercard on AI payments By Investing.com
Investing.com -- Ant International said Thursday it partnered with Visa and Mastercard to develop a new standard for payments processed through AI agents. The fintech company said the collaboration will focus on creating common standards to verify AI agents, linking each agent to a valid entity
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Ant International, Mastercard And Visa Initiate Collaboration On Know-Your-Agent Interoperability To Scale Agentic Commerce
Ant International, Mastercard, and Visa have begun collaboration on a Know-Your-Agent (KYA) interoperability framework, designed to help card networks, digital wallet ecosystems, agent platforms and marketplaces streamline agent onboarding and identification across networks, based on shared
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Payment firms Visa, Mastercard and Ant International team up on AI agent trust framework
Sept 10 (Reuters) - Ant International, Mastercard and Visa have launched an initiative to develop common standards to identify and verify AI agents that can make purchases on behalf of users. Here are some details: o The companies said on Thursday they had begun collaborating on a Know-Your-Agent
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Ant International has joined forces with Visa and Mastercard to develop a shared Know-Your-Agent framework for AI-driven commerce. The collaboration addresses trust and security concerns as AI agents are projected to handle $3 trillion to $5 trillion in global consumer commerce by 2030.
Ant International Partners with Visa, Mastercard on AI Payments Standard
Ant International announced Thursday it has partnered with Visa and Mastercard to develop a shared Know-Your-Agent framework for AI payments, marking a significant step toward standardizing how AI agents process transactions across payment networks.
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The collaboration comes as McKinsey projects AI agents will orchestrate $3 trillion to $5 trillion of global consumer commerce by 2030.2
Source: The Next Web
The three companies are working through BuildFin.ai, a platform convened by the Monetary Authority of Singapore, to establish common principles for AI agent verification, accountability and risk management across payment ecosystems.
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This interoperability framework aims to help card networks, digital wallet ecosystems, agent platforms and marketplaces streamline AI agent onboarding and identification across networks while maintaining robust trust guardrails.4
Building Trust in AI-Driven Commerce
The Know-Your-Agent framework addresses three critical areas: operator traceability across networks, shared certification and continuous monitoring. Each agent will be linked to a validated operator, cardholder or business, assessed against security and behavioral requirements, and monitored using identity and transaction signals.
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Jiang-Ming Yang, chief innovation officer of Ant International, emphasized that AI agents' potential for AI hallucinations means "we need to make sure people feel safe." He told CNBC that "trust is the foundation of the AI transformation."
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The interoperability framework means if an agent registers with Ant, they won't need to register again with Visa or Mastercard, reducing integration complexity and duplicative digital identity verification efforts.2
Existing Protocols and Future Integration
All three companies have already developed their own protocols for AI-agent payments. Visa created the Trusted Agent Protocol, Mastercard developed Verifiable Intent, and Ant International built the Agentic Mobile Protocol.
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The companies will now explore opportunities to work toward common principles while each network maintains its own verification and decision-making processes.2
Source: Finextra Research
Pablo Fourez, Mastercard's chief digital officer, stated that "interoperability across Know-Your-Agent frameworks is essential to making agentic commerce work at scale." Rubail Birwadker, Visa's global head of growth products and strategic partnerships, added: "As AI agents become a bigger part of how people discover and buy, trust must scale with them."
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Market Context and Business Impact
Digital wallets accounted for 56% of global e-commerce value and 33% of point-of-sale value in 2025, totaling more than $13 trillion in spending, according to payment processing company Worldpay.
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Ant International runs Alipay+, which connects 150 million merchants to more than 50 digital wallets and banking apps.2
The framework promises faster time-to-market and reduced integration costs for new agentic services.
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A PYMNTS Intelligence report from March found that nearly 90% of enterprises said bot management has become a major challenge, as outdated digital identity controls cost businesses almost $100 billion annually in fraud, false declines and lost customers.4
Source: PYMNTS
Alipay has already begun implementing AI agents in payment processing, announcing Wednesday that users can set regular requests to make Starbucks orders via one of its AI features. Users can instruct the app to "buy me a Starbucks iced Americano at 10 a.m. every day," which will regularly place the order before prompting payment completion.
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