MoonPay acquires AI accounting platform Entendre to automate stablecoin financial operations

MoonPay adds AI accounting to stablecoin stack

What's next: MoonPay plans to continue its hunt for acquisitions. * "This won't be the last M&A that we do," Soto-Wright says. * He says MoonPay also expects to announce additional regulatory licenses before the end of the year. Context: MoonPay has been expanding from consumer crypto ramps into business and institutional infrastructure through strategic M&A. * The company acquired Helio in 2025 to add crypto commerce infrastructure, and Iron to add stablecoin treasury and global payment tools. * Soto-Wright says MoonPay now organizes the business around four areas: funding, tokenization, trading and spending. * Entendre adds a back-office layer to that stack, aimed at companies that need to plug stablecoin and digital asset activity into traditional finance workflows. Between the lines: MoonPay is betting on entrepreneurs as acquisition targets. * Soto-Wright says MoonPay now has about a dozen former CEOs and CTOs inside the company. * "Our future is a company that is built by agents and supported by humans," he says. How it works: Entendre uses AI agents to reconcile digital asset transaction flows against accounting systems and general ledgers. * "If the payment is instant, but reconciliation takes a week, we haven't really solved the problem," Soto-Wright says. State of play: Entendre's customers include Polygon Labs, Thirdweb, Brale, Babylon Labs, Ostium, Courtyard and DoubleZero. * Customers on the platform manage more than 30 financial accounts, process 25,000 transactions per month and operate across three or more legal entities on average, according to the company. The big picture: Companies need to reconcile stablecoin transactions and close their books within traditional accounting systems. Zoom in: Terms were not disclosed, but Soto-Wright says the transaction involved a mix of cash and stock.

MoonPay Acquires AI Accounting Agent Maker Entendre | PYMNTS.com

The purchase "extends MoonPay's infrastructure into the financial operations layer," the company said in a Monday (June 22) news release, adding artificial intelligence (AI) agents to the reconciliation, treasury and close workflows behind transactions. "Legacy software was built for manual workflows. The next financial system will be coordinated by humans and agents," said Ivan Soto-Wright, CEO and co-founder of MoonPay. "If businesses are going to adopt stablecoins at scale, their finance operations need the same speed, context and automation as the payments themselves. Entendre takes us deeper into the agentic finance layer so businesses can operate in this new paradigm." According to the release, Entendre automates the "full finance operations workflow" for "high-volume, multi-entity, multi-currency businesses that include Polygon Labs, Thirdweb, Brale, Babylon Labs, Ostium, Courtyard and DoubleZero. The companies use it to deploy agents that automate accounting duties. "Stablecoins make any business global from day one. A single product can land payments from customers in dozens of countries, across rails and currencies, before the team has hired its first controller," the release added. "Finance teams are left wrangling messy exports, broken reports and disconnected systems across blockchain explorers, FinTech dashboards and accounting platforms. Entendre closes that gap with self-improving agents." The acquisition follows MoonPay's purchase of payment firm Meso last year, while also hiring Meso's Co-Founders Ali Aghareza and Ben Mills. This latest deal comes as CFOs are embracing stablecoins, though with some caveats, as recent PYMNTS Intelligence research found. The data shows that 23% of CFOs expect stablecoins to become at least somewhat important over the next three years, including 15% who say they will become very or extremely important. "By comparison, only 10% say cryptocurrencies will become at least somewhat important. Forty-five percent of CFOs say integration with major banking providers would make stablecoins more meaningful as part of payment flows," PYMNTS wrote last week. "That is the strongest factor cited for stablecoins and suggests that firms may be more comfortable when digital assets move through institutions they already use." The research also addresses why CFOs are feeling cautious. Regulatory or compliance uncertainty is the chief barrier, mentioned by 67% of firms for stablecoins and 77% for cryptocurrencies. Another worry is integration with existing financial systems, cited by 43% for stablecoins and 40% for cryptocurrencies.